My Journey with Pag-IBIG Housing Loans
I built this Pag-IBIG mortgage loan calculator after struggling to understand my own mortgage payments when buying my first home. As someone who's been through the Pagibig loan process, I wanted to create a simple tool that helps you plan your budget and see exactly what you'll pay each month. My goal is to make the path to homeownership clearer for every Filipino family.
Why I Created This Calculator
When I started my home buying journey in 2019, I found myself overwhelmed by the financial aspects of getting a Pagibig housing loan. The official information was available, but difficult to translate into practical terms for my budget planning.
After countless hours of research, consultations with loan officers, and finally going through the application process myself, I gained valuable insights that I wished I had from the beginning.
This calculator represents the tool I wish I had when I started, something straightforward that shows you exactly what your financial commitment will look like over the years.
What Makes This Calculator Different
This calculator focuses on clarity and simplicity. Unlike other tools, it shows you:
- Your complete amortization schedule so you can see how each payment affects your loan balance
- How much of your payment goes to interest versus principal throughout the loan term
- Annual payment totals to help with yearly budget planning
- A clean, easy-to-understand interface that works well on mobile devices
My Background
I'm not a financial advisor or a Pagibig employee – just a homeowner who understands the importance of proper financial planning. My professional background in Web development allowed me to create this tool and share it with fellow Filipinos.
My experience navigating the Pagibig housing loan process taught me that with the right information, this journey can be much less stressful than it often is.
My Mission
Homeownership remains a dream for many Filipino families. By providing this free calculator, I hope to empower more people with the financial clarity they need to take this important step with confidence.
Understanding your mortgage payments shouldn't require a financial degree. Sometimes, seeing the numbers clearly laid out is all you need to make better decisions about what you can afford and how to plan for your future.
Connect With Me
I'm always looking to improve this calculator based on user feedback. If you have suggestions, questions, or just want to share your own Pagibig loan experience, please reach out through the contact page.
Thank you for visiting, and I wish you the best on your journey to homeownership!